Should I Take a Car Accident Settlement?

Columbus, Ohio Attorney

When your insurance company offers you a settlement after a car accident, it may seem like a blessing. You may have missed work, have additional medical bills, and may even be behind on your rent or utilities. That’s how they want you to feel, because they want you to take the settlement without thinking about it. However, if you do take the settlement, it likely won’t be long before you realize the amount you were offered was not nearly enough, and then it may be too late.

In his more than 30 years of helping people in Ohio , Anthony Castelli has seen it happen.  People call after they’ve taken a settlement that was too small, and he can’t help. We want to help you before it’s too late. Please ask the questions below and call 1-800-447-6549 or use our contact form to schedule a free, no-obligation review of your settlement offer.

Does Your Settlement Include Everything?

The most important question is, of course, whether your car accident settlement reflects what your claim is worth. Make sure it includes:

  • Past and future medical expenses, including long-term care and physical therapy
  • Current and expected lost wages
  • Loss of earning capacity (if you are unable to work as many hours at the same job)
  • Disability accommodations in your home and vehicle
  • Physical and mental pain and suffering
  • Diminished quality of life
  • Compensation for the loss of a loved one

Many of these factors are hard to put a price on. An experienced attorney knows how to calculate these damages and can help you understand their value.

Was Your Settlement Offered Too Quickly?

Some injuries may take time to heal. Others may take time to diagnose, or even become fully evident. If you’ve been offered a settlement before you’re sure just how badly you’re hurt, it’s time to talk to an attorney. An attorney can help you understand your options for getting the time to understand the full impact of your injury before making a decision about a settlement.

Have You Not Been Offered a Settlement?

On the other hand, insurance companies sometimes delay offering settlements. Instead, they may call you and ask you to restate details about the accident, send you numerous forms requesting information, or just blow you off. These are attempts to undermine your ability to file a claim, or use your statements or medical history to diminish the value of your claim. If this is your situation, it’s time to stop talking to the insurance company and start talking to an attorney.

Whether or not you’ve been offered a settlement, a free consultation with Columbus car accident attorney Anthony Castelli can help you understand how to get fair compensation for your injuries. Please contact us today to schedule your consultation.